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How I Would Invest $1000 in Crypto in 2024 - BEST Altcoin Portfolio EverWhich is safer, stocks or crypto? Stocks are generally considered to be a safer investment due to SEC regulations and years of market research. So until further notice, stocks are inherently safer than cryptocurrencies, and the stock market's calmer waters can still generate life-changing wealth over. At a fundamental level, stocks and cryptocurrencies are.